High-risk industries in Australia can include mining, construction, agriculture and manufacturing. These industries have a higher risk of accidents and injuries because of the nature of their work environment. Workers compensation insurance is crucial for these industries because it provides financial support to employees who are injured on the job.
Below are four high-risk industries in Australia that are best served by workers compensation insurance:
1. Manufacturing
Manufacturing can be a risky business as it involves highly dangerous machinery and processes which can lead to serious injuries if not handled properly. Workers are also at risk of being injured due to heavy lifting or moving objects around their workplace which can lead to back injuries or strains from lifting heavy loads. In addition to this, manufacturing often takes place in hot conditions which means that workers may suffer heat-related illnesses or even burns if they are not adequately trained on how to handle these situations safely.
2. Mining
Mining is a risky business. There are plenty of things that can go wrong in the mining industry, from cave-ins to explosions and injuries caused by heavy machinery.
Mining workers compensation insurance covers all employees who work in mines, including contractors, subcontractors and anyone who works on-site. It will cover any injuries or illnesses suffered by employees while they are working in a mine.
3. Healthcare
There are many hazards in the healthcare industry, from infections to injuries caused by medical equipment. Healthcare workers compensation insurance covers all employees who work in hospitals or clinics, including contractors, subcontractors and anyone who works on-site. It will cover any injuries or illnesses suffered by employees while they are working in a healthcare setting.
4. Construction
Construction is another high-risk industry that needs workers compensation insurance in Australia. Construction work includes building new houses and buildings from scratch, renovating existing buildings and repairing damaged ones after an accident or natural disaster like bushfires or floods.
The construction industry has many hazards that can cause serious injuries or even death if not taken seriously by employers and employees alike: heavy machinery such as cranes and excavators that could fall over or collapse; falling from heights; electrical shocks from faulty wiring; and being struck by falling objects.
If you work in any of the above high-risk fields, contact a service provider like Westralian Insurance today. They can give you advice on what type of insurance you need.